My Community Mortgage™

This affordable, flexible mortgage makes it easier than ever to buy a home of your own. With My Community Mortgage™, you may need little or no contribution from your own funds (funds for down payment and closing costs can come from a variety of sources including gifts, grants, loans from relatives or nonprofit groups, or employer-assisted housing). And, with My Community Mortgage™, Federal Trust will work with you to consider all types of income and credit histories to help you qualify for the mortgage you need. If you're tired of renting but don't think you can afford to buy your own home... think again! Our latest mortgage loan option may help you achieve your dream of home ownership!

Is this mortgage right for you?
If any of these situations describes you, My Community Mortgage™ might be a good fit:

• You have limited savings for a down payment and/or closing costs
• You do not have a “traditional” credit history, but can show other ways you have handled credit well, such as paying rent
• You receive rent payments from boarders, or income from government benefits, or other sources